Your Real Estate Agent in South Lyon
Ready to Move? We’re Ready to Help
Welcome
It’s time to expect more from your agent
Joe Muck grew up in Southeast Michigan and has worked every side of the housing puzzle—hauling sofas as a moving-company co-owner, crunching numbers in the mortgage world, and now negotiating contracts as the face of J Muck Realty—so when he guides you from pre-approval jitters to move-in day he’s already anticipated the hiccups. He listens hard, explains plainly, and stays two steps ahead so you’ll always know why each decision matters, whether you’re eyeing a first condo, upsizing for a bigger yard, or easing into a downsized ranch. With local insight that runs from flood-prone streets to 6 a.m. espresso stops, Joe turns Southeast Michigan’s market into a map you can actually read, matching budgets to neighborhoods and timelines to reality while negotiating like your future depends on it—because he knows it often does.
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Sellers
Sell Your Metro Detroit Home on Your Terms
No matter what your goal are, we have you covered! Quick sale? Check! Buy before you sell? Sure! Maximize the sale price? Absolutely.
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Buyers
Find Your Your Journey to Metro Detroit Homeownership Starts Here
Whether you’re looking for your first house, or your next house, we have the experience and expertise to make your dreams come true.
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Thinking of Selling? Find Out What Your Home Is Really Worth
Discover its true market value with expert insight and zero pressure.
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Our experts answer your questions about buying a home
How much do I need for a deposit to buy a house in Southeast Michigan?
With VA or USDA loans you can buy with 0 % down, while most first-time buyers use 3 % down conventional or 3.5 % down FHA financing. Michigan’s MI 10K and First-Generation programs can add $10k–$25k toward down payment and closing costs. Many buyers end up needing only their earnest-money deposit (1–3 % of price) plus inspection fees out of pocket.
How long does it take to buy a house?
Plan on 30–60 days from accepted offer to closing while the lender completes appraisal, underwriting, and title work. Add a few weeks up front for pre-approval and house hunting. Most buyers move from first showing to keys in roughly 8–12 weeks
What is the process of buying a house?
Start with lender pre-approval and an agent who knows the local market. Tour homes, write an offer with inspection, financing, and appraisal contingencies, then complete those inspections and loan underwriting. After a final walk-through you’ll sign closing documents, fund the loan, and get your keys.
What credit score is needed to buy a house?
Conventional loans usually require 620+ (740+ for the best rates), while FHA allows 3.5 % down at 580+ or 10 % down between 500–579. VA and USDA have no official minimum, but lenders typically look for 620–640. Higher scores lower your rate and mortgage insurance, so pay bills on time and keep credit-card balances low before applying.
